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Thank you for stopping at our website today. Since 1982 I have been in the Financial Services business here in Eastern Maine. I have helped a great many people through their financial transitions. These transitions are usually triggered by an event such as a death, divorce, inheritance, retirement, or settlement.

I very much enjoy matching clients with an appropriate investment for their needs. Over the last 4 years we have had wide swings in the stock market creating huge gains in the 90's and big losses as we entered the new millenium. 2008-2009 also brought great losses for those in mutual funds and the direct owners of stock. These market gyrations along with very low CD rates have created a great deal of indecision on the part of investors, and rightfully so.

My main concern in developing plans for investors is the safety of their principal, along with better gains than the banks are offering. Growth and Safety together are hard to beat!!!!!!

Do you have an interest in:

Better returns than CD's.

Guaranteed principal.

Gains locked in annually.

Taxes deferred until you with draw the gains.

Avoidance of probate upon death.

No losing years.

If the answer is "YES" then please contact our office for your FREE, no obligation plan that will show you a better way to invest your SAFE money. See our "Plan Development" page and learn how you can take advantage of one of the safest investments in the industry. I hope you will navigate your way around this website and take advantage of the information presented here.

If you are intereted in putting some safety and security into your retirement portfolio you might be interested in learning more about a Fixed Indexed Annuity (FIA). This product combines a number of attractive features that can provide you with the security you are looking for. Several of it's features are listed above and in addition to those, many contracts also offer initial bonuses of up to 10% as well as guaranteed income riders (GIR) so you will be able to predict how much income you will have many years from now. This can free you of the anxiety you will feel not knowing how much money you will have to live on down the road. These contracts are great for a portion of your CD's that you wish were earning more interest. They can also be IRA's as well and can be used to rollover your 401k or 403b plans once you retire.

The return on the FIA are determined to an index that they are linked to such as the S & P 500 or the NASDAQ. A portion of the total return will be credited to your account depending on which crediting method has been selected. Your money is not invested into the stock market but the return you receive depends on how these indices perform. These products are structured so you will never have a negative return. This is one of the most popular features of these plans. They have saved many of my clients a great deal of money over the last several years as the stock market plunged to record low levels.

If you have any interest in learning more about how a Fixed Indexed Annuity may fit into your retirement portfolio call me a 732-4543 or my cell phone at 461-4470.

Thanks and have a great day!

Gary Tourtillotte